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Welcome to Central Illinois Mutual Insurance Company

We're your insurance company.

ourservicesWe specialize in farm property insurance. We also provide insurance for homes, rental dwellings, tenants, and mobile homes. We offer special discounts for qualifying insureds, including newer homes, brick homes, and two levels of discounts for good claims experience.

Farm liability and personal liability coverages are provided through Grinnell Mutual. Auto/home discounts are available for customers who write their property insurance with Central Illinois Mutual and their auto insurance with Grinnell.

The mutual concept is the essence of insurance. As a policyholder, you agree to share in the losses of others in exchange for the peace of mind knowing others will share in your losses. You become a member of your mutual.

The company board of directors and staff work to facilitate the day-to-day operations and to strengthen the company. We exist to serve our policyholders rather than to provide a return on investment to outside stockholders.

For more than 125 years, our mission at Central Illinois Mutual Insurance Company has been to protect our policyholders from catastrophic financial loss by providing:

  • Quality insurance products through local professional independent agents,
  • Superior claims service, and
  • Excellent hometown customer service.


Beware of Unscrupulous Contractors

In the Spring 2013 issue of CIMply Safety, be sure to read the article entitled “Beware of Cons who are Pros.” There are many good local contractors. Unfortunately, storms often bring out unscrupulous “contractors” who watch weather reports and swoop into storm-damaged areas to try to make quick money before they disappear. You can read […]

Do NOT Text While Driving; Cell Phone Use Must Be Hands-Free

Texting while driving is illegal in Illinois and many other states.  Cell phone use while driving is also prohibited in Illinois unless you are using a hands-free device.

Monitor and Protect Your Property

Kernel Safety says you CAN prevent losses from frozen pipes, water leaks, food spoilage, and high humidity! With a MarCELL Cellular Home Monitor, you can receive alerts by text, e-mail, or voice to notify you of changes in temperature or humidity, power outages, and even water leaks.  Imagine being able to know what is going on […]

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