Our Mission

For more than 125 years, our mission at Central Illinois Mutual Insurance Company has been to protect our policyholders from catastrophic financial loss by providing:

  • Quality insurance products through local professional independent agents,
  • Superior claims service, and
  • Excellent hometown customer service.
Why Choose a Mutual

The mutual concept is the essence of insurance. As a policyholder, you agree to share in the losses of others in exchange for the peace of mind knowing others will share in your losses. You become a member of your mutual.

The company board of directors and staff work to facilitate the day-to-day operations and to strengthen the company. We exist to serve our policyholders rather than to provide a return on investment to outside stockholders.

Our Services

We specialize in farm property insurance. We also provide insurance for homes, rental dwellings, tenants, and mobile homes. We offer special discounts for qualifying insureds, including newer homes, brick homes, and two levels of discounts for good claims experience.

Farm liability and personal liability coverages are provided through Grinnell Mutual. Auto/home discounts are available for customers who write their property insurance with Central Illinois Mutual and their auto insurance with Grinnell.

We're your insurance company.

CIMICO News

Prevention Is Protection. Reputable contractors focus on quality, transparency, and long-term solutions, not quick profits. By staying informed and cautious, you help protect your home, your finances, and the integrity of your insurance claim.
A little home maintenance goes a long way- especially when it comes to protecting what matters most.
When temperatures drop, frozen pipes can turn into costly water damage fast. A few preventative steps can make all the difference: