Practical Safety and Loss Prevention Tips

Practical Safety and Loss Prevention Tips
From Central Illinois Mutual Insurance Company

Safety and Loss Prevention Basics

Why should we all be concerned about safety and loss prevention?

Safety and loss prevention are critical to the long-term protection of a mutual’s members. Accidents and losses can result in injuries and death as well as property damage. We do not want to see the lives of our members at risk. Injuries and death can endanger the economic viability of the family farm or household.

Cold Weather Loss Prevention Tips

Cold weather brings with it potential risks not usually associated with warmer weather. Here are some things to consider as you try to keep warm.

Dealing with Frozen Pipes

Extremely cold weather brings the risk of frozen pipes. In addition to being an annoyance, frozen pipes can burst causing water damage. Here are some tips for thawing and preventing frozen pipes.

Decorating and General Safety

Install smoke and carbon monoxide detectors on each level of your home, especially near bedrooms. Replace batteries at least annually. Replace detectors in accordance with the manufacturer’s recommendations. Most detectors are designed to last 5 to 10 years maximum.

Home Safety Tips

While some losses are not preventable, most losses that are not weather-related can be prevented. Below are some examples of things you can do at home to prevent or reduce losses:

Before You Go

Keep your vacation plans to your immediate family. There is no need to let the world know your home may be unoccupied for a time.

Preventing Farm Machinery Fires

Fires in farm machinery, especially combines, are a reality in farming. Fires can interrupt your farm operations. Fire can also spread to nearby crops, homes, and buildings. This can lead to harvesting delays, lost revenue, and loss of farm and personal property.

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