Watch out for children walking to school, waiting at bus stops, or boarding buses. Obey posted speed limits in school zones on school days when children are present. Unless you are traveling in the opposite direction of a school bus on a highway with 4 or more lanes and with at least 2 lanes in the opposite direction, NEVER pass a school bus from either direction that is stopped to pick up children. Be sure to learn and obey all traffic laws regarding school bus safety.
Also remember that in Illinois, texting while driving is prohibited and that cell phone use while driving is prohibited unless using a hands-free device.
Thank you for navigating to our web site! Please feel free to browse around and get to know us. Use the Agent Locator to find a professional independent agent representing Central Illinois Mutual. By representing more than one company, independent agents are able to tailor your complete insurance program to meet your needs.
Our Mission Statement
For more than 100 years, our mission at Central Illinois Mutual Insurance Company has been to protect our policyholders from catastrophic financial loss by providing:
- Quality insurance products through local professional independent agents,
- Superior claims service, and
- Excellent hometown customer service.
We specialize in farm property insurance. We also provide insurance for homes, rental dwellings, tenants, and mobile homes. We offer special discounts for qualifying insureds, including newer homes, brick homes, and two levels of claim-free discounts.
Farm liability and personal liability coverages are provided through Grinnell Mutual. Auto/home discounts are available for customers who write their property insurance with Central Illinois Mutual and their auto insurance with Grinnell.
Why Choose A Mutual?
The mutual concept is the essence of insurance. As a policyholder, you agree to share in the losses of others in exchange for the peace of mind knowing others will share in your losses. You become a member of your mutual.
The company board of directors and staff work to facilitate the day-to-day operations and to strengthen the company. We exist to serve our policyholders rather than to provide a return on investment to outside stockholders.