1545 N. Route 130
P.O. Box 137
Villa Grove, IL 61956
Toll-free: 800.299.2914


We appreciate our mutual members.  Thank you for putting your trust in us.


Kernel Safety says…..Only YOU can prevent farm machinery fires!

Keep your farm machinery clear of dust, dirt, and crop residue.

Keep bearings and other moving parts properly lubricated in accordance with the manufacturer’s recommendations.

Follow all of your equipment manufacturer’s safety and maintenance recommendations.

For more safety tips, see Preventing Farm Machinery Fires under Practical Safety and Loss Prevention Tips under the Safety tab above.


Texting while driving is illegal in Illinois and many other states.  Cell phone use while driving is also prohibited in Illinois unless you are using a hands-free device.

In the Spring 2013 issue of CIMply Safety, be sure to read the article entitled “Beware of Cons who are Pros.” There are many good local contractors. Unfortunately, storms often bring out unscrupulous “contractors” who watch weather reports and swoop into storm-damaged areas to try to make quick money before they disappear. You can read an extended paper on this subject under the Customer Service > Claims tab above entitled “Beware of Unscrupulous Contractors.”



Thank you for navigating to our web site! Please feel free to browse around and get to know us. Use the Agent Locator to find a professional independent agent representing Central Illinois Mutual. By representing more than one company, independent agents are able to tailor your complete insurance program to meet your needs.

Our Mission Statement

For more than 100 years, our mission at Central Illinois Mutual Insurance Company has been to protect our policyholders from catastrophic financial loss by providing:

  • Quality insurance products through local professional independent agents,
  • Superior claims service, and
  • Excellent hometown customer service.

Our Services

We specialize in farm property insurance. We also provide insurance for homes, rental dwellings, tenants, and mobile homes. We offer special discounts for qualifying insureds, including newer homes, brick homes, and two levels of claim-free discounts.

Farm liability and personal liability coverages are provided through Grinnell Mutual. Auto/home discounts are available for customers who write their property insurance with Central Illinois Mutual and their auto insurance with Grinnell.

Why Choose A Mutual?

The mutual concept is the essence of insurance. As a policyholder, you agree to share in the losses of others in exchange for the peace of mind knowing others will share in your losses. You become a member of your mutual.

The company board of directors and staff work to facilitate the day-to-day operations and to strengthen the company. We exist to serve our policyholders rather than to provide a return on investment to outside stockholders.